Plain-language education and tools to help you explore life, TPD, income protection, and trauma cover — at your own pace, with no pressure.
No jargon. No pressure. Just the information you need to make informed decisions about protecting what matters.
Understand the four main types of personal insurance — what they cover, how they work, and who typically needs them.
Explore cover types →Use our guided tool to think through what types and levels of cover people in similar situations commonly consider.
Start the assessment →Get a ballpark sense of what premiums might look like — including how much could potentially be funded through super.
See estimates →Each serves a different purpose. Understanding what they do is the first step to knowing which might be relevant to your situation.
Provides a lump sum to your beneficiaries if you pass away, helping them manage financial commitments like mortgages, debts, and living expenses.
Learn more →Pays a lump sum if you become totally and permanently disabled and are unlikely to ever work again in your own or any occupation.
Learn more →Replaces a portion of your income if you're unable to work due to illness or injury, helping you keep up with bills and living costs.
Learn more →Pays a lump sum if you're diagnosed with a specified critical illness such as cancer, heart attack, or stroke — even if you can still work.
Learn more →Use our interactive tools to explore what cover might be relevant to your situation, or get in touch to discuss your options.